The Process
Dynamic Advisor Managed Portfolio:
Not Set it and Forget it

This is not a do it yourself (DIY) portfolio solution. As your dedicated investment advisor, we will take the results of your risk tolerance survey and we will implement all aspects of the portfolio management process on your behalf.

As we all know, the investment environment changes over time. The question to ask is: Why shouldn’t your portfolio? Allocations that worked in the 1980s, 1990s or even the 2000’s may not be the best approach in the current investment environment.

While we may not be able to predict the future, we can take advantage of the information available and adjust portfolio allocations accordingly.
Regular Portfolio Rebalancing

A systematic and continuous approach to portfolio rebalancing can be one of the easiest ways to buy low, and sell high. Asset classes are cyclical and over time have often reverted back to the mean. Basically, they ebb and flow over time. In order to benefit you from this rotation, we implement a rebalancing schedule to promote taking profits when available, while reinvesting back into some of the underperforming asset classes.

Diversified Investing

Diversification may be one of the most essential cornerstones of investing. Having a diversified mix of uncorrelated asset classes can support a smoother return over time in an attempt to reduce portfolio volatility. In addition, it can offset and potentially reduce exposure to idiosyncratic risks that are ever present in the markets. Think of a flower garden…

To have a gorgeous garden with flowers in bloom throughout the year, you would not plant annuals. Sure, they would look gorgeous for the few months that they were in bloom, but they would eventually die. Only stems would remain to remind you of all that once was.

Most gardens, like most portfolios, have far better plans in place. Perennials, annuals and even evergreens create an assortment that will have something in bloom at any given time of the year. Even during the harsh winter, the evergreens remain fully colored and full of life.
Meetings with Fund Managers for Accountability

At eNVESTOLOGY, we will seek out meetings with the investment teams from the funds and ETFs that we utilize for your portfolio. These meetings will be important to determine what the manager is thinking, where they may improve and what changes they intend to make. This will aid eNVESTOLOGY in shifting allocations if necessary and continuing to hold the managers accountable.

Personalized Asset Allocations

Portfolio allocations should be designed around your goals, risk tolerance and time horizon. At eNVESTOLOGY, we help you determine the best-fit portfolio based on your inputs to design a plan consistent with your long-term investment goals and risk profile.

Many market technicians are fond of saying, “It’s only price that pays”. It doesn’t matter how good an investment thesis might be or how wrong or right you think you are. Essentially performance is the only thing that matters. When we evaluate the investment products we recommend or are seeking out, we want to make sure they are measuring up. Scrutiny of investments includes a long list of item, including, but not limited to:
Ongoing Scrutiny of Investment Vehicle Selection and Focused Investment Product Selection

• Performance against its benchmark and peers
• Risk/Return profile
• Expense ratios (Fees)
• Shifts in the size of the portfolios
• Changes in management
• Tracking error
• Style drift
• Manager tenure / experience
• Tax efficiency
• And many more

The Next Steps
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